Quick rundown on menopause Things that we ignore

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 1. What it is Menopause is diagnosed after 12 consecutive months without a period. The average age in most countries is around 45–55, but it varies.  2. Key phases   Perimenopause: The transition period before menopause, often 4–8 years. Hormones fluctuate, cycles become irregular.   Menopause: The point when ovaries stop releasing eggs and estrogen/progesterone drop.   Postmenopause: The years after menopause. Symptoms often ease, but health risks like osteoporosis and heart disease increase. 3. Common symptoms   Hot flashes + night sweats Irregular periods → then no periods Sleep problems Mood changes, anxiety, or depression   Vaginal dryness, lower libido Bone density loss, joint pain 4. Why it matters for workforce diversity In companies like Amber Distributors, menopause affects women typically in their late 40s to 50s. If your workforce is predominantly male and older, you might miss how menopause impacts productivity, a...
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South Africa’s new debit order system in full effect from May

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 28 April 2021

The South African Reserve Bank (SARB) says it will implement the AC/DebiCheck payment system from 1 May as part of its modernisation efforts.

The SARB said this project aims to address the increasing levels of abuse in the debit order payment system, known commercially as the early debit order (EDO) payment system.

“From 1 May 2021, all new and renegotiated EDO mandates will be originated in the AC/DebiCheck payment system and not in the current EDO payment system,” it said.

“Early debit orders will only be processed through the AC/DebiCheck payment system, while normal debit orders will still be processed later in the day as per current arrangements.”

How it works

Under the EDO system, consumers provide a mandate to a company or user to collect money from their bank account.

In the new AC/DebiCheck payment system, this mandate is now given to the banks – where consumers provide authorisation to their bank to release the funds from their account when a debit order is submitted by a company or user from whom they bought goods or contracted for a service.

The AC/DebiCheck payment system was first implemented on 1 August 2018, and has been going through various stages and processes of testing and integration.

Companies or users of the EDO system had until 1 November 2019 to fully implement the AC/DebiCheck payment system. Since the implementation date, companies or users have been requested to begin using the system for all EDO collections.

“Owing to the complex nature of the AC/DebiCheck system, a lengthy ramp-up period was required to ensure that all stakeholders in the EDO collections ecosystem had implemented and tested their internal processes and interfaces to the AC/DebiCheck payment system,” the SARB said.

The central bank added said that the AC/DebiCheck project is an initiative of the collections industry that ensures the safety and efficiency of the NPS, and the mitigation of rogue and fraudulent behavior in the collections system.

Read: Absa launches QR payments

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